Invest in a future of sustainable growth with Peach State Capital

Grow and protect your wealth with exclusive access to risk-adjusted, income-generating real estate debt opportunities.

Cash Flow

Our investments provide monthly interest payments, ensuring you start earning within 30 days of deployment. Investors receive consistent, direct deposits straight to their accounts—no waiting, no guesswork.

Liquidity

With short-term loan durations of 6 to 12 months, your capital isn’t locked up for years. This allows for flexibility and quicker reinvestment opportunities, keeping your money working for you.

Predictability

Unlike equity investments, returns in real estate lending are fixed from the start. There’s no market volatility, no uncertain project timelines—just reliable, contractual payments made every month, regardless of the borrower’s situation.

FAQ

How does the process work? How do I get started?

Is my investment secured? How is risk managed?

What happens if a borrower defaults?

What type of properties are you lending on?

Experience

Peach State Capital Group has 30+ years of combined team experience in real estate lending and investing. Our team has originated over 1,000 loans, deploying tens of millions of dollars into first-position, asset-backed debt positions.

Our underwriting process ensures a proactive and conservative loan-to-value (LTV), reducing risk and securing investor capital. Every loan goes through a four-step process, including underwriting and in-house inspections, legal structuring with a closing attorney, capital deployment, and monthly tracking. We focus on 6-12 month loan terms, providing liquidity while maintaining a 100% historical repayment rate on performing loans.

We have returned millions in interest to investors, with a typical loan size of $210,000. Our network includes 100+ borrower relationships, allowing us to maintain a steady pipeline of deals. By concentrating on the specific markets, we leverage local expertise to minimize risk and maximize investor returns.

In the Media

Causes We Support

Frontline Housing

Housing is more than just shelter—It’s the foundation for stability and opportunity. FrontLine Housing works to break the cycle of homelessness by providing rapid rehousing and support services for individuals and families in need. By offering safe, stable housing, we help people rebuild their lives and create a path toward independence.

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